6/1/2005

Securing Life Insurance for the Diabetic Patient

by Allan Gersten

It is a common misconception that someone diagnosed with diabetes cannot qualify for quality life insurance or afford the premiums. We have all heard stories about insurance companies turning down diabetics.

Diabetes complicates life in many ways and life insurance is no exception. Life insurance companies want their policyholders to be in good health at the time of purchase. Having health problems, such as diabetes, can make it more difficult to buy life insurance, particularly since insurance companies can “rate” or charge a premium based upon the applicant’s health status...to view full article download original pdf

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